Short Term Care Insurance 

Short Term Care Insurance is private insurance that provides benefits for those who need assistance with activities of daily living or suffer a cognitive impairment for a one year or less. These policies are great to cover gaps within Medicare policies or used as alternative solutions for long term care needs.

Some short-term care policies are great options specifically for homecare. It allows policyholders to receive care in the comfort of their own home. Short term care policies have limited underwriting which means most people who apply will be approved for coverage. Because these policies provide coverage no more than a one year in benefits, the premiums are economical.